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Payaza, the Nigerian fintech building cross border payment infrastructure for businesses, has expanded into Oceania with a formal launch in Australia and New Zealand, strengthening trade payment corridors that now span Africa, Europe, North America and Oceania.

The company’s entry into the two markets follows the completion of regulatory approvals in both jurisdictions. In New Zealand, Payaza is now registered as a Money Transfer Service (MTS) provider, authorising it to facilitate money and value transfer services under local compliance rules. In Australia, the firm has secured registrations as an Independent Remittance Dealer, Digital Currency Exchange Provider, and Virtual Asset Service Provider.

These authorisations allow Payaza to offer cross border payments, remittances, foreign exchange services and permitted virtual asset transactions across multiple regulated markets. The expansion significantly enhances the company’s ability to move money securely and efficiently for enterprise clients, merchants and SMEs operating across global trade corridors.

The move into Oceania is part of Payaza’s strategy to build regulated payment infrastructure across high value trade routes. Having begun operations in Africa, the company has steadily expanded into Europe and North America, and now into Australia and New Zealand – two markets that serve as important gateways for Asia Pacific trade flows.

“Our expansion into regions like New Zealand is a calculated move to capture high value, cross border trade corridors that traditional institutions heavily overcharge for,” said Seyi Ebenezer, Chief Executive Officer of Payaza. “It is about opening up untapped trade lanes for our enterprise businesses.”

Cross border payments remain a major challenge for businesses trading across emerging and developed markets, with high transaction costs, slow settlement timelines, liquidity constraints and fragmented payment systems. Payaza’s regulatory footprint is designed to reduce these frictions by giving businesses access to compliant, multi jurisdictional payment rails.

Ebenezer explained that Payaza is building a settlement network that manages liquidity and transaction routing more efficiently than traditional correspondent banking structures.

“Capital flows smoothly across our own infrastructure, meaning we control the transaction speed, we drastically lower the processing costs, and we guarantee settlement uptime,” he said. “Each continent we add makes the entire global network stronger, faster and cheaper for the merchant.”

The Oceania launch enhances Payaza’s credibility with banks, regulators and financial partners, while opening new payment corridors for merchants in emerging markets seeking to transact with businesses in Australia and New Zealand. Both countries are key nodes in global trade flows involving Asia Pacific, Africa and other high growth regions.

The expansion comes amid strong growth for Payaza. In the first half of 2026, the company processed ₦6.25 trillion (US$4.17 billion) in transaction volume. It also launched Shopaza, an e commerce platform offering online storefronts, inventory management, logistics and multi currency payment capabilities.

Payaza is investing in alternative payment rails and deeper settlement liquidity, supported by recently secured investment grade credit ratings from Agusto & Co., GCR Ratings (a Moody’s affiliate), and DataPro. These ratings are expected to strengthen the company’s access to local capital markets and support its long term liquidity strategy.

“We want to ensure that as intra African trade accelerates, Payaza is the absolute default infrastructure moving the money,” Ebenezer said.

With its entry into Australia and New Zealand, Payaza now operates across four continents, reinforcing its ambition to become the trusted payment infrastructure for businesses trading with Africa and across global markets.